For some time, Chapter 13 debtors in the Northern District of Alabama, Southern Division, have been able to make payments electronically to Bradford W. Caraway, Chapter 13 Trustee, through Nationwide TFS. We are pleased to announce that TFS has recently expanded its payment services to allow Chapter 13 debtors to make their plan payments, including cash payments, to the Trustee’s office from any Moneygram location. Although Moneygram charges a fee for this service, the convenience and cost will probably be attractive to many Chapter 13 debtors. For more information, please visit www.tfsbillpay.com, call TFS at (888) 729-2413, or contact the Trustee’s office.
Bradford W. Caraway
Chapter 13 Trustee
(205) 252-0239 Facsimile
ATTENTION: Chapter 13 debtors can now make plan payments electronically through TFS Bill Pay.
Visit www.tfsbillpay.com today to learn more and to enroll in an automated payment plan.
P.O. Box 3789
Jackson, MS 39207
P.O. Box 10848
Birmingham, AL 35202-0848
WHO ARE WE?
This office serves as the Chapter 13 Trustee for the United
States Bankruptcy Court for the Northern District of Alabama, Southern
Division (Jefferson, Blount and Shelby Counties). The Trustee collects
payments made by Chapter 13 debtors and disburses those payments to creditors
as ordered by the U.S. Bankruptcy Court and pursuant to confirmed Chapter
13 plans. The Trustee has other duties, such as assisting debtors with
their plans, taking legal action in cases when appropriate, and providing
information to the Bankruptcy Court, the Bankruptcy Administrator, debtors,
creditors and their attorneys.
This website is provided for informational purposes only. By law, the
Trustee is not permitted to give legal advice. If you need legal advice,
please contact your attorney. The unauthorized use of our information
is strictly prohibited. If you are uncertain whether your use of this
information is permitted, please contact the Trustee's office before proceeding.
ADDITIONAL RESOURCE FOR CHAPTER 13 CASE INFORMATION
Chapter 13 case information is now available through the National Data
Center. Please click here
for more information.
PROVIDING NOTICE TO EMPLOYERS OF PLAN PAYMENT SUSPENSION
From time to time in the Southern Division, a Chapter 13 Debtor through
Counsel will file a motion to suspend plan payments. When such a motion
is granted, the Court enters an order after a hearing or by negative notice.
If the case is funded by payroll deduction, it is the responsibility of
the Debtor or Debtor's Attorney to notify the debtor's employer of the
payment suspension order, and when to resume the payments after the suspension
Please be advised that the office of Bradford W. Caraway, Chapter 13 Trustee, does not provide notice of payment suspension orders to Debtors’
employers on a regular basis. These notices should be provided to employers
by the Debtors or the Debtors’ Attorneys.
The Trustee’s office will continue to advise, other than on legal
matters, assist, and provide information to employers about Trustee Directions
for Deduction. However, notice of any payment suspension order and their
effective dates should be provided by the Debtor or Debtor’s Attorney.
The Trustee will continue to assist employers with such notices in special
circumstances as a courtesy to the employers.